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Identity Theft

 

What is Identity Theft?

Identify theft happens when someone uses your name, Social Security Number, or personal information without permission to commit fraud, usually gaining access to resources and credit in your name.

For information on identity theft from the Federal Trade Commission please visit http://www.ftc.gov/idtheft

 

Protect Yourself and Your Information

Make protecting your personal identifying information a priority. 

  • Do not reply to emails, texts, or phone calls requesting this information.  First Commonwealth Bank asks for confidential information in order to verify your identity ONLY when you initiate calls to us.
  • Secure your computer with up-to-date anti-virus software
  • Create strong passwords and keep private
  • Monitor your accounts and credit reports
  • If you suspect ID theft report it immediately.  Acting quickly can help to limit the damage and allow banks and credit companies to work to protect your accounts.

For more information on fraud prevention visit:

OnGuardOnLine.gov provides practical tips from the federal government and the technology industry to help you be on guard against Internet fraud, secure your computer, and protect your personal information.

http://www.consumer.ftc.gov/topics/privacy-identity – Federal Trade Commission’s Consumer Information on Privacy & Identity

 

What if I think I’m a Victim of Identity Theft

  • Contact us to report any suspicious activity on your account (606) 886-2321 or toll-free 1-877-886-6777
  • If you are a victim, you can contact a credit reporting company to set up a fraud alert
  • You may submit an “Identity theft complaint/affidavit” with the Federal Trade Commission (FTC) visit https://www.ftccomplaintassistant.gov or call the FTC’s Identity Theft Hotline at 877-ID-THEFT (877-438-4338)