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Consumer Loans

 

Loans

First Mortgage

Dreaming of the perfect home for you and your family?  First Mortgage is First Commonwealth Bank's in-house loan product providing you with a fixed rate mortgage solution for a variety of needs such as the purchase of a home, refinance of an existing home or consolidation.

  • Long term competitive fixed rates
  • Fixed payments
  • Local ownership and maintenance of your loan by First Commonwealth Bank
  • Personalized service from your Loan Officer
  • Tax deductible interest (consult your tax advisor)
  • Competitive closing costs

All loans subject to credit and underwriting approval.

Mortgage Loan Officers NMLS ID
Bragg, Whitney Paige 1547535
Connelley, Sherry Ann 1609137
Deskins, Timothy Dale 514540
Ferrell, Trena Marie 681664
Hackworth, Debra Jean 681665
Layne, Tommie Lynn 514531
Salyer, Janie King 681668
WIlson, Gregory Allen 1093675

 

Secondary Market Mortgage

First Commonwealth Bank also offers Secondary Market Loans which provide long term fixed rate financing up to 30 years with low down payment requirements for the purchase or refinance of a home.  Interest may be tax deductible (consult your tax advisor).

All loans subject to credit and underwriting approval.

 

Construction & Land Loans

First Commonwealth Bank can provide you with a loan to fund the acquisition of your property and construction of your dream home.  Let FCB help you construct the warm and inviting home you have always imagined.  Interest may be tax deductible (consult your tax advisor).

All loans subject to credit and underwriting approval.

 

Home Improvement Loans

Home improvement projects require the right tools and the right loan.  First Commonwealth Bank wants to help make your projects a reality with a Home Improvement Loan.

All loans subject to credit and underwriting approval.

 

Home Equity Line of Credit

A Home Equity Line of Credit can provide you with a credit line to cover a wide range of current and future expenses.  Home Equity Loans are commonly used for:

  • Home Improvements
  • Home Expansion
  • Purchase of a new or second home
  • Purchase of a Vehicle, Boat or RV
  • Debt consolidation
  • Education expenses

The First Commonwealth Bank Home Equity Line of Credit provides you with quick and easy access to funds when you need them all through the simplicity of a First Commonwealth Bank checkbook.  Interest may be tax deductible (consult your tax advisor).

All loans subject to credit and underwriting approval.